QuickCover
Bike & Car insurance Policy in low Price
Third Party insurance
About us
QuickCover motor insurance agents provide customized car insurance solutions, offering expert guidance and affordable coverage options to protect vehicles against accidents, theft, and damage with reliable customer service and support.
Our Team
Nayan Sarkar
Founder & Chief Executive Officer
Priyanka Das
Sales executive
Our Progress
20,000
This number of our happy customers in all over india
15,500
Bike insurance done by us ,all our happy customers
4,500
Car insurance done by our third party insurance policy
500
insurance claime done by us ,we alwayes help our customers
Why Choice QuickCover
Friendly support
we support our customers 24x7 by whatsapp, email, phone call
Claim Process
we help our customers for his policy claim time
Comprehensive
we help our customar for take a comprihensive plan
What is third-party bike and car insurance:
In India, third-party bike and car insurance refers to the mandatory insurance coverage that every vehicle owner is required to have under the Motor Vehicles Act, 1988. This type of insurance covers damages or injuries caused to a third party (person, property, or vehicle) due to an accident involving your vehicle. It is important to note that it only provides coverage for the third party and not for the insured vehicle or driver.
Key Features of Third-Party Insurance in India:
Coverage for Third-Party Damages: If you are responsible for an accident, third-party insurance will cover the costs of medical treatment for the injured person or compensate the third party for damages to their vehicle or property.
Legal Requirement: It is compulsory for all motor vehicles, including bikes and cars, to have third-party insurance before they can be legally driven on Indian roads.
No Coverage for Own Vehicle: This type of insurance does not cover damage or loss to the insured vehicle or injuries to the driver. For that, you would need comprehensive or own damage insurance.
Financial Protection: Third-party insurance ensures you are financially protected from legal liabilities resulting from accidents or incidents where you are at fault.
Benefits of Third-Party Insurance:
Legal Compliance: Having third-party insurance keeps you legally compliant with Indian law.
Financial Safety: It provides financial protection against any third-party claims for injury, death, or property damage caused by your vehicle.
Peace of Mind: It gives vehicle owners peace of mind, knowing they are covered for any unforeseen accidents or damages caused to others.
While third-party insurance is legally mandatory, many people opt for comprehensive insurance (which includes third-party coverage along with coverage for the owner’s vehicle) for additional protection.
Let me know if you’d like more information on comprehensive insurance or specific insurers!
Why You Choice Third Party insurance:
Choosing third-party insurance for your bike or car in India often depends on a few key factors. Here are some of the main reasons people opt for it:
1. Legal Requirement
Mandatory by Law: In India, it’s a legal requirement under the Motor Vehicles Act, 1988, to have at least third-party insurance. Not having it can lead to fines or even vehicle impoundment. So, third-party insurance is a basic necessity to drive legally on Indian roads.
2. Cost-Effective
Affordable Premiums: Third-party insurance tends to be cheaper than comprehensive insurance because it only covers damages to third parties (not your own vehicle or injuries). For those on a budget, this can be a more affordable option.
Good for Older or Lower-Value Vehicles: If you have an older vehicle or a low-value bike or car, you might not want to pay for more expensive comprehensive coverage. Third-party insurance provides basic coverage at a lower cost.
3. Basic Protection for Liability
Third-Party Liability: If you’re involved in an accident where you’re at fault, third-party insurance protects you financially by covering the costs of injuries or damage caused to other people, vehicles, or property. This can help avoid large out-of-pocket expenses in case of serious accidents.
4. Essential Coverage
Protection Against Legal Claims: If you cause an accident that results in property damage or injury to others, you could face legal claims. Third-party insurance protects you from the financial burden of paying for medical bills, repairs, or compensation that you might otherwise be legally required to pay.
5. Simple and Straightforward
Less Complicated: Third-party insurance is simpler and more straightforward compared to comprehensive insurance. You don’t need to worry about the added complexities of dealing with repairs, theft, or damage to your own vehicle.
6. Mandatory Renewal
Renewal Incentives: Since third-party insurance is compulsory, insurance companies often offer easy and hassle-free renewal options. You can get coverage online, and it’s not a time-consuming process.
Why People Might Opt for Comprehensive Insurance Instead:
While third-party insurance is useful for basic coverage, many people choose comprehensive insurance because it covers both third-party liabilities and damages to their own vehicle, including theft, fire, natural disasters, and more.
However, for someone who:
Has a relatively inexpensive vehicle.
Does not want to spend a lot on insurance.
Simply needs to meet the legal requirement.
so third-party insurance is often the right choice.
Third Party Bike insurance Price
For Bikes with Engine Capacity up to 75cc:
Around ₹500 - ₹700 per year.For Bikes with Engine Capacity between 75cc and 150cc:
Around ₹700 - ₹1,000 per year.For Bikes with Engine Capacity between 150cc and 350cc:
Around ₹1,000 - ₹1,500 per year.For Bikes with Engine Capacity above 350cc:
Around ₹1,500 - ₹2,500 per year.
Third Party Car insurance Price
For Cars with Engine Capacity up to 1000cc:Around ₹2,000 - ₹3,000 per year.For Cars with Engine Capacity between 1000cc and 1500cc:Around ₹3,000 - ₹4,500 per year.For Cars with Engine Capacity above 1500cc:Around ₹4,500 - ₹6,500 per year.
How to Save on the Premium
Choose the Right Insurance Provider: Compare different insurance companies to find the best rates.Opt for Long-Term Coverage: Some insurers offer a discount if you buy third-party insurance for multiple years upfront.Avoid Add-Ons: Since third-party insurance is basic coverage, sticking with it (and not adding additional coverages) can keep the premium lower.
Where to Buy Third-Party Car Insurance
QuickCover we provide best insurance assistane for insurance booking and get maximum 300 instat discount
